I am currently participating in a 401k. My earnings for the year where 33,000 gross. i was contributing 5%, but for this new year i have change it to 10%. Im not sure if it?s a good idea or should i lower the contribution and look to invest the other 5% in roth IRA.
the reason i did this is to lower my taxes since i am single ( 23 years getting ready to finish college) i am not sure how all this stuff works yet by im reading more and more online. the only debt i have is a car loan of 12,000 dollars. what should i be looking into doing?
Source: http://rothira.solve-up.com/roth-ira/401k-contributions/
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